As you know, Florida homes are highly likely to sustain damage from hurricanes and tropical storms. Even mild water damage can wreak havoc on your house, especially if mold begins to grow inside your walls or along the baseboards where you may not immediately notice it. Mold, wood rot and other forms of water damage could make it necessary to replace the drywall inside your home. If your home underwent renovations in the past and that included new drywall, you may want to find out if it was imported from China.
When you took out homeowner's insurance on your property, you likely expected that if the time should ever come to make a claim, your policy would cover the damages. Unfortunately, this is not always the case.
The whole nation watched this year as one of the most expensive hurricane seasons in the U.S. hit Puerto Rico, Texas and right here in Florida. After the winds have died down and the dust has settled, these regions are left to clean up the damage.
Insurance is always a touchy subject for homeowners. Every month you make payments, just in case, hoping that you’ll never have to file a damage claim. After all, nobody wants their home in disrepair. If something doesn’t happen, then you have to go through the red tape to determine a value of compensation. For most people, insurance issues are a maze and you don’t know where to turn.