Property Claims

In Florida, it is possible that a hurricane or serious thunderstorm could lead to damage. Your condo, when caught in the storm, may have lost siding or had significant damage from falling debris. As a part of a condo association, you want to make sure you won’t pay...

Every month, part of your mortgage payment goes into your escrow account to cover your homeowner's insurance. If you own your house outright, you probably set money aside frequently to pay your annual homeowner's insurance premium, which could cost hundreds or...

Delay in insurance payouts can mean a lot of stress for homeowners. For example, you have to make at least temporary repairs to a damaged roof right away so that your home isn't open to the elements. You also don't want to have to wait months to make permanent repairs...

Florida property owners who possessed the forethought to prepare for an insurance claim before Hurricane Sally hit are now glad they chose to do so. By the time the storm made landfall, it was a category 2 hurricane with winds over 100 mph. The storm left much...

One of the few drawbacks of living in the Tampa FL area is dealing with hurricane season. Luckily, these monstrous storms only happen in the middle to late summer for the most part, and modern weather detection technology helps immensely for home and business owners...

What is the latest in the ongoing litigation involving Citizens Property Insurance Co. As you may recall from previous blog posts, Citizens Property Insurance Company ("Citizens") has endured a string of lawsuits over the past several years within the state of...

How can Florida residents protect their homes and businesses from storm damage? As was reported, Citizens Property Insurance Corporation's portfolio in Central Florida has plunged by 73 percent since 2012. The decline is part of the state's goal to reduce the risk to...

What are the most commonly-litigated subrogation matters in Florida?Subrogation is defined by Florida law as "the substitution of one person in the place of another with reference to a lawful claim or right." In the context of property insurance law, a subrogation...

If a Hurricane hits Florida, will my property insurer be able to pay my claim?A stress test recently performed by the state of Florida shows that 67 Florida-based insurance companies will be able to survive a future hurricane season. The publishing of the report has...