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Pekar Law, P.A.

Florida Court Upholds Policy Exclusion for Arson Does a ‘malicious Mischief’ Homeowner’s Insurance Policy Exclusion Include Acts of Intentional Arson?

In many homeowner’s policies there lies an important policy exclusion known as vandalism or ‘malicious mischief’ – which operates to exclude coverage for any damage caused by, as the name suggests, criminal offenses against property. Examples of non-covered acts in this category could include a rock thrown at a window, BB pellets shot through a garage door, or – more seriously – theft or larceny.
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Pekar Law, P.A.

Florida Court Upholds Policy Exclusion for Arson

In many homeowner’s policies there lies an important policy exclusion known as vandalism or ‘malicious mischief’ – which operates to exclude coverage for any damage caused by, as the name suggests, criminal offenses against property. Examples of non-covered acts in this category could include a rock thrown at a window, BB pellets shot through a garage door, or – more seriously – theft or larceny.
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Pekar Law, P.A.

Tips for A Successful Insurance Claim

There are many things that one can do to increase the chances that his or her property insurance claim will be successful. First and foremost, the individual needs to be organized and persistent in his or her efforts.
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Pekar Law, P.A.

Florida Court Reverses Summary Judgment Granted to Insurer in Sinkhole Case

Florida’s Second District Court of Appeal has reversed a summary judgment issued by a Pasco County court in favor of insurer Tower Hill Prime Insurance Co. and remanded the insurance coverage case for further legal proceedings. Homeowners sued Tower Hill for breach of contract when it refused to pay their property insurance claim for sinkhole damage to their home.
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Pekar Law, P.A.

Court Says Condo Waited Too Long to Pay Insurance Claim for Storm Damage

A federal court of appeals has affirmed a summary judgment against a condominium association that filed a $6.2 million claim after Hurricane Wilma. A three-judge panel of the Circuit Court ruled that the The Yacht Club on the Intracoastal Condominium Association Inc. did not give prompt notice of loss to Lexington Insurance Co. in October 2005.
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Pekar Law, P.A.

Homeowner Loses Money Based on Technicality

Property insurance is regulated by Florida state law and these statutes can be nuanced and complicated. While it is tempting to pursue a property insurance claim yourself, you might be setting yourself up for disaster.
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Pekar Law, P.A.

Court Orders New Trial in Sinkhole Damage Lawsuit

Florida’s Second District Court of Appeals in Lakeland, Florida has granted a retrial to the plaintiff in a case against an insurer over sinkhole damage. In its ruling, the court said that the lower court had imposed too high a burden of proof on the insured homeowner.
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Pekar Law, P.A.

Florida Homeowners Should Not Worry About Increased Rates After Filing a Property Claim

When your property is damaged you can be in a difficult situation. Although you carry a property insurance policy, if your home is damaged by wind, a storm or a sinkhole, you might think twice about filing a claim for fear that your premium will go up next year. It is a common catch 22 when it comes to insurance policies, but a new report shows that Florida citizen’s may not need to worry.
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