Blog

When it comes to property insurance, more claims are denied than are approved and paid out. This should not come as a surprise as every insurance company is a business and this is how they make their money.

As part of their standard insurance services, general liability insurers are usually required to defend contractors against lawsuits over construction defects. How far that obligation goes is about to be tested in a case currently before the Florida Supreme Court.

When an insurer, acting in bad faith, denies a claim, policyholders who have to sue can often receive not just their policy benefits but also their attorneys’ fees. But what if an insurer denies a claim in good faith, relying upon a report that turns out to be incorrect?

Citizens Property Insurance Corp. is a state run property insurer serving the State of Florida. The corporation was created to provide insurance to those in Florida who could not obtain a policy from a private insurance company.

Will Florida insurers require policyholders to choose from an insurer-approved list of contractors when making water damage repairs? Florida’s largest insurer appears to be rethinking a proposed strategy to reduce the costs of property damage claims from policyholders.

Will Courts Enforce “Excluded Risk” Clauses in “All-Risk” Property Insurance Policies? Chinese-made drywall has been the source of class action litigation in many southern states, notably Florida, Mississippi and Louisiana, where there was extensive rebuilding after Hurricane Katrina and other storms.

Florida made it nearly eleven years without a single hurricane making landfall until Hurricane Hermine hit the state as a Category 1 hurricane in Florida’s Big Bend area. The storm, which brought with it tremendous rainfall and damaging winds, caused widespread damage.

What steps should I take for prepare for a hurricane? As the summer slips away, many Floridians are preoccupied with getting back to work and settling their kids into the school.

When insuring their homes, homeowners might think that their eligibility and premiums are based on the value of their homes and risks related to location, security and safety. But insurers have added a new factor for homeowners to worry about-their credit scores.

What legal remedies do homeowners have when their insurers try to cancel policies or refuse to renew them? Some insurers in South Florida do not want more business.