Blog

Hurricane insurance is a necessity in Tampa, Florida. However, many people who have insurance still deal with setbacks, which is abundantly clear in the aftermath of Hurricane Michael.

If you are a Florida homeowner, you are in prime sinkhole territory, and you may have purchased sinkhole insurance. However, a claim for sinkhole damage can become complicated and is not always successful.

Florida is well-known for its many perks, such as warm weather all year and lots of tourist attractions to visit. However, one aspect of Florida is undesirable: hurricanes.

It is vital for every condo owner to have comprehensive liability coverage. Occasionally, the HOA will provide this, but if you own the unit, then it is likely you will need to get your own.

Your home is one of your most valuable assets and deserves sufficient protection from hurricanes, natural disasters that can wreak havoc on your property. One storm can destroy entire homes, depending on its severity.

As a Florida homeowner, you undoubtedly have a homeowners insurance policy to protect you in case your home suffers damage requiring a substantial outlay of cash for repair costs. Given the amount of rain Florida receives every year, not to mention the all-too-frequent hurricanes, you may believe that your policy covers all types of water damage.

As you know, Florida homes are highly likely to sustain damage from hurricanes and tropical storms. Even mild water damage can wreak havoc on your house, especially if mold begins to grow inside your walls or along the baseboards where you may not immediately notice it.

When you took out homeowner’s insurance on your property, you likely expected that if the time should ever come to make a claim, your policy would cover the damages. Unfortunately, this is not always the case.

The whole nation watched this year as one of the most expensive hurricane seasons in the U.S. hit Puerto Rico, Texas and right here in Florida. After the winds have died down and the dust has settled, these regions are left to clean up the damage.

Insurance is always a touchy subject for homeowners. Every month you make payments, just in case, hoping that you’ll never have to file a damage claim.