In Florida, it is possible that a hurricane or serious thunderstorm could lead to damage. Your condo, when caught in the storm, may have lost siding or had significant damage from falling debris. As a part of a condo association, you want to make sure you won’t pay...
Tampa Property Insurance Disputes Blog
What can you do when insurance underpays your claim?
Every month, part of your mortgage payment goes into your escrow account to cover your homeowner's insurance. If you own your house outright, you probably set money aside frequently to pay your annual homeowner's insurance premium, which could cost hundreds or...
How long can a property insurance company delay a valid claim?
Delay in insurance payouts can mean a lot of stress for homeowners. For example, you have to make at least temporary repairs to a damaged roof right away so that your home isn't open to the elements. You also don't want to have to wait months to make permanent repairs...
Does fire insurance cover everything?
Every year, accidents cause houses burn down in the state of Florida. Nobody wants to be in that situation, but if it happens to you, having fire insurance could make the process a little easier. However, fire insurance doesn't cover damage from every fire-related...
Is storm damage covered by homeowners insurance?
Those living in Florida can tell you in great detail how destructive thunderstorms and hurricanes can be. In addition to the danger these weather problems pose to people, they can also wreak havoc on property. Understandably, one of the first things many Florida...
Homeowner preparations for hurricane insurance claims
Florida property owners who possessed the forethought to prepare for an insurance claim before Hurricane Sally hit are now glad they chose to do so. By the time the storm made landfall, it was a category 2 hurricane with winds over 100 mph. The storm left much...
It is time to get prepared for hurricane season in Tampa
One of the few drawbacks of living in the Tampa FL area is dealing with hurricane season. Luckily, these monstrous storms only happen in the middle to late summer for the most part, and modern weather detection technology helps immensely for home and business owners...
Does the Florida “25 percent rule” cover your roof damage?
The building code for the state of Florida includes a section devoted to roof damage and the issue of repairs.In determining how much of your roof qualifies for repair or replacement, the so-called “25 percent rule” applies. Will your insurance company be on...
Mold damage and Florida hurricane insurance claims
As a resident of the Tampa area, you take hurricanes seriously. After all, even a minor storm may leave your home with significant wind, rain and other damage. When the clouds clear, though, your vulnerable home may become a breeding ground for toxic...
What to avoid during a hurricane insurance claim
Hurricane insurance is a necessity in Tampa, Florida. However, many people who have insurance still deal with setbacks, which is abundantly clear in the aftermath of Hurricane Michael. One year after the storm touched down in the state, there are still roughly 18,000...
