Tampa Property Insurance Disputes Blog

Property owners in Florida are well aware of the natural hazards of hurricanes, floods and high winds. Storms that bring these disasters are especially dangerous because they often come with little warning. However, another concerning risk for landowners can come with no forecast at all. What is this unseen threat to property owners?

Sinkholes, depressions in the ground caused by a collapse of the earth's surface layer, are appearing around the country at an alarming rate. Locally, a report of sinkhole activity has down an events venue in Spring Hill as owners evaluate a solution to "the instability of the ground," according to Tampa Bay Times.

How can video evidence help my homeowners' insurance claim?

If your home has been damaged by a fire, flood, windstorm, accident, or any other disaster in Florida, it will be critical for you to provide your homeowners' insurance company with a detailed inventory of your losses. For many homeowners, this is an overwhelming task. With some advanced planning, you can make the inventory process a breeze through the use of video evidence. Our Tampa, Florida property claims lawyers provide a step-by-step guide to documenting your property with video and offer a look at how video evidence can help substantiate your homeowners' insurance claim.

Will mold damage within my home be covered under homeowners' insurance?

Mold can damage your home, making it impossible to sell and potentially even harming your health. Mold is related to moisture, making Florida a particularly troublesome state for mold due to its high humidity levels. If you have discovered mold in your home, your first concern will likely be whether repair of the mold damage is covered under your homeowner's insurance policy. Our Tampa, Florida mold related property damage attorneys at Pekar Law P.A. discuss coverage for mold issues in the state below.

In January of this year, the Third District Court of Appeal of Florida decided an interesting case involving an insurer's refusal to pay for the costs of repairing concrete slabs above a leaking drain line. In the lower court, the fact finder ruled in favor of the insured/homeowner, ordering the insurer to foot the bill. On immediate appeal, the insurer asserted that the policy in force did not require the insurer to cover the costs, and the court ultimately held in favor of the insurer, remanding the case with instructions to the lower court.